Blue Advantage and Blue Select networks will be eliminated in 2019 for Cleveland, Gaston and Lincoln Counties. Many of my clients had already opted into the lower priced Blue Value or Blue Local networks. But some opted to pay the higher premium for the larger network of providers that Blue Advantage and Blue Select included.
Migrating to limited networks has been a trend for some time in the larger metropolitan areas. Both health systems have agreed to deep discounts which directly impact member's monthly premium payments. BCBSNC ® estimates an average premium decrease of 17% before the subsidy is applied, if you're eligible for one through the health insurance marketplace.
Members who are currently enrolled in a Blue Advantage or Blue Select plan will be mapped to Blue Value for 2019.
In 2019, the Blue Local network will be Blue Local Atrium. If you want to see providers affiliated with CaroMont Health and Hospital, then stay with Blue Value. But if your provider is affiliated with Carolina's Healthcare System - now Atrium, then you will need to actively switch to the Blue Local Atrium network. I can help you make the change and apply for a subsidy if you're eligible for one.
We can go over your options together. Working with an agent does not add any cost to you. I'm happy to help!
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