Grandfathered Plans Expiring December 31, 2017

BCBSNC will no longer offer its grandfathered health plans as of January 1, 2018.  If you have kept your grandfathered plan, you will need to transition to an Affordable Care Act (ACA) plan during open enrollment beginning November 1, 2017.

BCBSNC will attempt to match you to a plan with similar benefits.  Depending on your area, you may find yourself with a limited network moving forward.  In the Charlotte Metro area, there are two networks - Blue Local with Carolina's Healthcare System and Blue Value which includes Novant and other participating providers.  In the Raleigh-Durham area, there are two networks - Blue Local with Duke Health and WakeMed and Blue Value which includes UNC Health Care, REX Healthcare and other participating providers.

You can also expect rate increases which you'll be notified about in writing.  You may be eligible for a subsidy depending on your household size and income.

If you'd like assistance navigating your options, feel free to reach out to me if there is no agent listed on the notices you receive from BCBSNC.

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