It may not be too late for a January 1st start date

If you have a plan that ends 12/31/16 because it is no longer being offered to you, then you are eligible for a Special Enrollment Period which allows for a January 1st start date.  However, we must complete your application before the end of the year.  You will be asked to provide information regarding your existing policy at the time of the application.  If you don't qualify based on the special enrollment period guidelines, we can get you a February 1st start date as long as we apply by January 15th.

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